Location, location, location.

It’s a well-known cliche for real estate, but it can also have serious implications when it comes to freelancing. That’s because your location (and also the location of the company you’re contracting for) can determine the laws and regulations related to your freelancing business. We’ll take a look at select jurisdictions across the US with laws in place that you should know about. 

This article is not legal advice. If you have questions, it could be helpful to seek counsel with an attorney who understands the regulations where you live and work. 

The cities (and states) with freelancer-friendly rules and regulations

Protections and requirements for freelancing often originate from state statutes and city ordinances. For a deeper dive into what freelancers need to know about contract law in general, read our chat with an attorney who regularly works with self-employed folks

Here are the cities with freelancer-focused on the books:

New York City, NY

Los Angeles, CA

Seattle, WA

Minneapolis, MN

Columbus, OH

  • The Law: Columbus City Code Chapter 2337 (2023)
  • Threshold: Contracts valued at $250 or more
  • Key Protection: Any business based in Columbus must provide a written contract. Violations are handled by the city's Wage Theft Prevention and Enforcement Commission. Law firm Kohrman Jackson & Krantz sifts through the law here.

Elsewhere, Illinois also adopted a Freelance Worker Protection Act in 2024, similar to the New York and California laws, but with a lower contract threshold ($500 in a 120 day period) and distinct requirements about documentation and payment terms. Littler unpacks the Act’s intricacies here.

Because there’s always more to learn, if you’re interested in educating yourself about how contract laws differ in each state, check out our breakdown here.

This information is not intended to provide, and should not be relied on for, tax or legal advice. Wingspan is not a bank. Banking services are provided by Lead Bank, Member FDIC. Deposits are FDIC-insured through Lead Bank, Member FDIC. The Wingspan Visa® Debit Card is issued by Lead Bank, Member FDIC, pursuant to a license from Visa USA Inc.Your funds are FDIC insured up to $250,000 through Lead Bank.; Member FDIC.